Judy Korzenowski's Blog
With more and more people abandoning cable television in favor of streaming services like Netflix, Hulu, and HBO Go, having a reliable internet connection is more important than ever. However, as much as technology has improved in recent years, many people across the nation still have poor WiFi reception in their homes.
There are ways to improve your home WiFi reception that you may not be aware of. There are also many common mistakes that homeowners make in setting up their routers that might cause them connectivity and reception issues.
In this article, we’ll talk about some of the reasons your home WiFi might not be performing as well as you’d like, and how to address those problems so you can stream and download at higher rates with better quality.
Testing your internet speed
Before we start diagnosing your internet problems, it’s a good idea to find out how your reception compares to others in your area. While there are a few good online resources to do this, one of the most respected tools is the free Speedtest by Ookla.
You can take this speed test on your laptop, desktop, cell phone, and any other decides that you connect to your router. You can also move your devices to different parts of the home to determine if your issue is a matter of reach.
If all of your devices perform poorly, try plugging your computer directly into your cable modem and taking the speed test. This will help you determine if your router is possibly malfunctioning.
Update firmware and devices
If you have an older router, it may need to be updated. To do this, you’ll need to login to your router’s administrator interface. Find out how to do this by visiting the router manufacturer’s website.
Once you’ve ensured that your device is updated, it’s a good idea to diagnose your devices. If you have one device that is performing worse than others, you may have to do software updates or maintenance to that device.
Change the placement of your router
Sometimes poor WiFi reception is simply a matter of the location of your router. Wireless routers should be elevated off of the ground and away from any large appliances that may interfere with reception.
Change your router channel
Just like radios, routers work on wireless frequencies or “channels.” This means that they can sometimes interfere with one another. If possible, switching your router to the 5GHz band can improve your connection and limit the amount of interference from other routers. Then, experiment with different channels to determine which one gives you the best reception.
Upgrade your hardware
If none of those quick fixes did the job, you might need to consider upgrading your wireless hardware. This includes purchasing a newer router, a range extender, or a mesh router system. Since newer homes tend to be larger, a mesh router system is a way to ensure coverage throughout your home via multiple access points.
Framed photographs have helped transform your ordinary house into a comfortable home. However, if you recently bought or sold a home, you may need to pack up these photographs and take them to a new address in the near future.
Lucky for you, we're here to provide expert insights into how to safely and quickly pack your framed photographs prior to moving day.
Now, let's take a look at three best practice for packing framed photographs.
1. Choose the Right Packing Material
The right packing material for a framed photograph usually varies based on the size of the photograph itself.
For example, if you're packing a small framed photograph, you may want to use a small moving box. Pack the box with bubble wrap or packing paper as well to fully secure the photograph during transit.
If you need to move large framed photographs, you may want to pick up specialty boxes. These boxes can be purchased from a moving supply store and will make it easy for you to protect your photographs as they go from Point A to Point B.
2. Wrap the Picture and Frame
When it comes to protecting framed photographs, packing paper is ideal. If you wrap the photograph with the frame glass-side down against the paper, you can reduce the risk of damage.
For those who decide to pack multiple small framed photographs in the same box, it often pays to individually wrap each photograph in packing paper. That way, you can keep various framed photographs together and prevent them from getting damaged.
Also, use packing tape all the way around a photograph frame. This will help you keep all packing paper in place around the frame and photograph.
3. Use Caution When Placing Framed Photographs in a Moving Truck
A framed photograph will absorb pressure more easily on its edge than lying flat. Thus, a framed photograph should be placed on its side – not flat – in a moving truck.
Furthermore, when you pack a moving truck, you should always place framed photographs in a spot where they won't move or fall over. You may even be able to wedge framed photographs between heavy objects to keep these photographs in place in a moving truck.
If you need additional assistance as you pack your framed photographs or other belongings, you may want to hire a professional moving company. With this business at your side, you can receive comprehensive support as you prep for moving day.
Lastly, a real estate agent can help you enjoy a seamless transition from one address to another. In addition to helping you map out the home selling or homebuying journey, a real estate agent can put you in touch with the best moving companies in your area.
Simplify the process of packing your framed photographs – use the aforementioned best practices, and you can quickly and effortlessly get your framed photographs ready for an upcoming move.
Looking to sell a house for the first time? Ultimately, your home's curb appeal may dictate how quickly you can proceed along the home selling journey.
Typically, a house with an awe-inspiring exterior will make a great first impression on homebuyers. This means homebuyers may become more likely to pay attention to this home over others and submit an offer that matches or exceeds a home seller's expectations.
On the other hand, a home that has a messy, uncut front lawn, cracked and chipped exterior paint and other exterior problems is unlikely to generate substantial interest from the right groups of homebuyers. As such, this home may remain on the housing market for an extended period of time.
Lucky for you, we're here to help you upgrade your house's curb appeal before you add your residence to the real estate market.
Now, let's take a look at three tips to help you bolster your home's curb appeal and increase your chances of a fast, profitable home sale.
1. Take an Objective Look at Your Home's Exterior
For first-time home sellers, it is important to do everything possible to guarantee that a residence stands out from the competition. And with a few simple home exterior improvements, a home seller can improve a house's curb appeal quickly.
Home exterior maintenance like mowing the front lawn, clearing debris from walkways and trimming the hedges can make a world of difference in the eyes of homebuyers.
Also, if you want extra help with home exterior tasks, don't hesitate to reach out to landscaping companies or other home exterior maintenance professionals. These home exterior experts should have no trouble helping you transform an ordinary home exterior into a dazzling one.
2. Conduct a Home Appraisal
A home appraisal offers a wonderful opportunity for a first-time home seller to identify potential home exterior issues and address such problems without delay.
During a home appraisal, a property inspector will assess a house both inside and out. He or she likely will spend several hours analyzing a house's strengths and weaknesses. Then, when the property inspector's evaluation is complete, he or she will provide a report that details the assessment findings.
A first-time home seller should analyze a home appraisal report closely. By doing so, this home seller can find out what it takes to upgrade a house's exterior and map out assorted home improvements accordingly.
3. Consult with a Real Estate Agent
If a first-time home seller is unsure about how to improve a house's curb appeal, consulting with a real estate agent is ideal. This housing market professional can offer honest, unbiased home exterior improvement recommendations to help a home seller bolster a house's curb appeal.
Furthermore, a real estate agent is happy to respond to a home seller's concerns and questions throughout the home selling process. He or she will serve as a home selling guide and do everything possible to help a home seller achieve the optimal results.
Take the guesswork out of boosting a home's curb appeal – first-time home sellers can use the aforementioned tips to enhance a house's curb appeal in no time at all.
Paying off a mortgage early is a dream of many homeowners. By making larger payments on your home loan, you can cut years off of your loan term and save thousands of dollars in interest payments that you can use toward savings or investments. But in an economy that has seen decades of wage stagnation and increasing costs of living, it can often seem like an unattainable goal.
With some planning and initiative, however, there are ways to pay off your home loan before your term limit.
In today’s post, we’re going to talk about three of the ways you can start paying off your mortgage early to avoid high interest payments and save yourself money along the way.
1. Refinance your mortgage
If you’re considering making larger payments on your mortgage, it might make sense to look at refinancing options. Most Americans take out 30-year, fixed-rate mortgages.
If you can afford to significantly increase your mortgage payments each month, you could refinance to a 15-year mortgage. This will save you on the number of interest payments you’ll have to make over the years. But, it will also help you secure a lower interest rate since shorter term mortgages typically come with lower interest rates.
This option isn’t for everyone. First, refinancing comes with fees you’ll have to pay for upfront. You’ll have to apply for refinancing, get an appraisal of your home, and wait for the decision to be made.
But, you’ll also have to ensure that you can keep up with your higher monthly payments. If your income is variable or undependable, it might not be the safest option to refinance to a shorter term mortgage.
2. Make extra payments
An option that entails less risk than refinancing is to simply increase your monthly payments. If you recently got a raise or are just reallocating funds to try and tackle your mortgage, this is an excellent option.
Depending on your mortgage lender, you may be able to simple increase your auto-pay amounts each month, streamlining the process. Otherwise, it’s possible to set up bill-pay with most banks to automatically transfer funds to your lender.
3. Bi-weekly payments or one extra payment per year
Making bi-weekly instead of monthly payments is an option that many homeowners use to pay off their mortgages early. Bi-weekly payments work by paying half of your monthly payment once every two weeks.
The vast majority of homeowners make 12 monthly payments per year. But by switching to 26 bi-weekly payments, you can effectively make 13 full monthly payments in a year without seeing too much of a difference in your daily budget.
This doesn’t seem like much savings in the short term, but let’s take a look at how much you could save over the term of a 30-year mortgage.
On a 30-year fixed mortgage of $200,000 with a 4.03 annual interest rate, you would make a monthly payment of $958.00 and a bi-weekly payment of $479.
Over 30 years of an extra monthly payment, you could save nearly $20,000 on the total interest amount and pay off your mortgage almost 5 years early.
Receiving a low offer on a home can be frustrating for a seller. But, you’re likely to see at least one or two offers on your property that are lower than you would like.
Right now, the housing market is filled with young professionals burdened with student loans, rising costs of living, and stagnating wages. So, it’s no wonder that they’re trying to save money anywhere they can.
In today’s post, we’re going to talk about what to do when you get a low offer so you can set yourself up for a sale that you’re happy with.
Don’t refuse outright
The first thing to know about low offers is that they can sometimes turn into something that both you and the buyer are happy with. Many successful home sales started at a number that the seller considered too low, but--through negotiation--was brought to a higher price and better deal overall.
Many sellers are uncomfortable with the idea of negotiation. Most people seldom negotiate prices unless they are buying a car, and even then would prefer to avoid the hassle.
For others, negotiation is a normal part of everyday life. Flatout refusing an offer, especially if you aren’t receiving many other higher offers, could be a missed opportunity.
Compare your asking price with similar homes nearby
Odds are that you and your agent have already done your research and found an asking price that is comparable in your neighborhood. But home prices fluctuate. To reassure yourself that your asking price is fair, take another look at homes up for sale that are around the same age and size of your home.
Take time to craft a counteroffer
Once you’ve had time to talk the offer over with your family and real estate agent (and maybe vented a bit), it’s time to come up with a counteroffer.
There are a few options for making a counteroffer that don’t involve significantly lowering the amount you stand to gain from the home sale. First, you could offer to relieve the buyer of some of the closing costs, such as paying for the inspection. Or, if you planned on leaving new appliances in the home, you could lower your asking price but take the appliances when you move.
Weigh your options
If the buyer still won’t raise their offer close to your asking price, it’s probably a good time to move on and rethink your sale strategy.
Take some time to consider the sale as a whole. If you aren’t receiving many other offers, it might be time to consider lowering to price or rethinking your marketing plan. You might consider repainting and taking new photos, or changing up your listing to highlight some other features of the house.